If you're visiting our site
then maybe...
- The unexpected happened:
you were involved in an accident; - You took a gamble on a limited tort policy because you wanted to save money on car insurance;
- Insurance companies are telling you that you have no claim, and you're out of luck;
- Other attorneys have refused to take your case because
you don't have full tort coverage;
You've come to the right place.
What is Limited Tort?
Pennsylvania is one of three states that offer the option of limited tort. When you are signing up for an insurance policy in Pennsylvania, you may choose full tort coverage at a higher price, or you may choose limited tort coverage and relinquish some of your rights to recovery. The full tort option allows you the chance to recover for pain and suffering even if the injury is minor.
Many car owners like yourself do not fully understand the repercussions that go along with this decision. Limited tort injury victims lose the right to recover for pain and suffering for most injuries. Consulting with an experienced lawyer can help you determine whether your limited tort policy prevents you from making a claim or how to handle any claims you may make.
What are your options?
Having limited tort coverage does not mean that you are automatically prevented from recovering. Certain exceptions may apply, which can allow you to recover for pain and suffering. Even if your situation is not an exception, you still will be able to recover for economic losses such as missed time at work or rental car expenses.
The first step to making a claim is to speak with an attorney who knows limited tort law and how it will play out in your situation. Joel Kofsky has handled these types of claims for twenty years. Insurance companies count on the fact that you don't know the law. You should count on an attorney who does.
Based on your situation, you may be finding it difficult to find transportation to an attorney's office. We regularly make home and hospital visits. Call us and we can set up an appointment that works for you.
Exceptions
- You were hit by a car
registered out-of-state. - You were hit by a drunk driver.
- You were riding in a
commercial vehicle. - You have a serious or
permanent injury.
Commercial Vehicles
You may not be barred from recovery by limited tort if you were riding in a:
- Commuter vehicle such as a bus, train, trolley, or taxi
- Van, truck, or car
owned by a company. - Semi-truck or trailer
- Any kind of vehicle that is titled
or registered to a company
Call today for a free consultation (215) 735-4800
Serious Injuries
Even the smallest physical injuries seem serious to those living with pain that affects their daily routine. Pennsylvania law, however, defines a “serious injury” as “a personal injury resulting in death, serious impairment of bodily function or permanent serious disfigurement.” Pa.C.S. 75 § 1702. Whether or not an injury is serious depends on a variety of factors. The insurance company will almost always argue that your injury is not serious. Let us prove that it is and get you compensated.
Call today for a free consultation (215) 735-4800
Economic Losses
Even if you have limited tort, you may be able to recover for the following:
- Lost wages for time missed
at work. - Out-of pocket expenses for things
like prescriptions and co-pays. - Rental car expenses
- Excess medical bills
Call today for a free consultation (215) 735-4800
We can help you:
- Get immediate medical care.
- Get medical bills paid.
- Get compensated for your injuries.
- Get compensated for lost wages.
Time is a factor.
Please contact us as soon as possible so we may begin to gather evidence regarding your limited tort case. Our experience is that witnesses tend to move, memories cloud and conditions which may have caused your accident and injury are corrected.
Please don't wait, call a Philadelphia, Pennsylvania Limited Tort Lawyer today!
215-735-4800
After hours? Weekend? No Problem.
Request a FREE Consultation
Fill out our online form and we will contact you promptly to discuss your case.
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